SHALIZA ALWI; SITI NOR AINI MOHD ASLAM; MARINA MUSTAPHA; IRFAH NAJIHAH BASIR MALAN; UKAABUILU, Mohd Saleh Abbas. Social Influences, Financial Literacy, and Financial Management Behavior among Generation X and Millennials. International Journal of Educational Excellence and Innovation, india, v. 1, n. 03, p. 23–35, 2024. Disponível em: http://universalscholars.org/index.php/ijeei/article/view/24.. Acesso em: 17 sep. 2025.