Vol. 2 No. 06 (2025): Universal Scholars Journal of Business and Management Research
Universal Scholars Journal of Business and Management Research

The Universal Scholars Journal of Business and Management Research (US-JBMR) is an open-access journal that shares new ideas and research in business, management, entrepreneurship, finance, and organizational studies. In this issue, we bring together fresh thoughts and practical solutions to challenges faced in today’s business world. By connecting researchers and professionals, US-JBMR aims to make knowledge more useful and impactful. We truly thank our authors, reviewers, and readers for their constant support in building knowledge and promoting growth in the field of business and management.

Original Articles

Dewi Tamara, Bernardus Djonoputro, Arie Wibawa (Author)
1-11
STUDY ON PERCEPTION OF CITY GOVERNMENTS REGARDING INNOVATION IN FINANCING OF URBAN INFRASTRUCTURE
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Novi Wahyuningsih, Ardi Harto Mulyo (Author)
12-21
PERCEPTION ON WHATSAPP AND CALLIND
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